Privacy Policy

Privacy Policy

Effective Date: October 6th 2024

Your Privacy Matters

Waheed Alabede (“we,” “our,” or “us”) is committed to protecting the privacy and security of your personal information. This Privacy Policy outlines how we collect, use, and protect your information in compliance with Medicare regulations and applicable laws, including the Health Insurance Portability and Accountability Act (HIPAA).

Information We Collect

We collect the following types of personal information when you interact with our website or use our services:

• Personal Identifiable Information (PII): Includes your name, address, email address, phone number, date of birth, and Social Security number.
• Health Information: Includes information regarding your current and past health status, Medicare coverage, medical conditions, and prescriptions.
• Financial Information: Includes information related to your payment methods, premiums, and billing history.
• Website Usage Information: We collect information about your use of our website through cookies, IP addresses, and other technologies to improve your experience.

How We Use Your Information

We use your personal information to:

1. Provide Services: To enroll you in Medicare plans, communicate plan options, assist with claims, and manage your insurance coverage.
2. Communicate with You: To send you relevant information about your insurance coverage, policy updates, or changes to your services.
3. Comply with Legal Requirements: To meet Medicare and other regulatory obligations, including fraud prevention and legal compliance.

Sharing Your Information

We do not sell your personal information to third parties. However, we may share your information in the following situations:

• With Medicare and Other Government Agencies: As required by law for the purposes of enrolling or managing your Medicare coverage.
• With Third-Party Service Providers: Such as insurance carriers, medical professionals, or technology vendors who assist us in providing services to you.
• For Legal Reasons: If required by law, court order, or government request to comply with legal obligations or protect our rights.

Protecting Your Information

We take appropriate technical and administrative measures to protect your personal information from unauthorized access, disclosure, or alteration. These include encryption, secure servers, and regular security audits.

Your Rights

You have the following rights concerning your personal information:

• Access: You may request access to the personal information we have collected about you.
• Correction: You may request to correct any inaccurate or incomplete information.
• Deletion: You may request the deletion of your personal information, subject to certain legal or regulatory requirements.
• Restriction: You may request to restrict how we use your personal information in certain cases.

Cookies and Tracking

Our website uses cookies and similar tracking technologies to enhance user experience. Cookies help us understand how you use our website and allow us to improve functionality. You can control or disable cookies through your browser settings.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or regulatory requirements. We will notify you of any material changes by posting an updated version on our website.

Contact Us

If you have any questions or concerns about this Privacy Policy or your personal information, please contact us:

• Email: info@sixtyfiveandabove.com
• Phone: 845-475-8227
• Mailing Address: 3 Hillis Ter, Poughkeepsie, NY 12603

This Privacy Policy is intended to comply with Medicare regulations and HIPAA requirements. By using our website or services, you acknowledge that you have read and understand this Privacy Policy.